Low-Income Subsidy Assistance
Free pro bono help for low-income individuals and families applying for health insurance subsidies and assistance programs.
We're Here to Help
We believe everyone deserves access to affordable healthcare. Our pro bono assistance program helps low-income individuals and families navigate complex subsidy applications at no cost.
100% free assistance - no fees, no obligations, no hidden costs
Confidential and respectful service for all applicants
Help with applications, renewals, and appeals
Expert guidance through complex eligibility requirements
Assistance in English and Spanish
Community commitment to healthcare access for all
Programs We Help With
Our assistance covers major health insurance subsidy and assistance programs for low-income individuals and families.
ACA Marketplace Subsidies
Premium tax credits and cost-sharing reductions through Healthcare.gov that make health insurance affordable.
- Income-based premium tax credits
- Lower deductibles and copays
- Application and renewal assistance
- Special enrollment period help
Medicaid Eligibility
Free or low-cost health coverage for eligible low-income adults, children, pregnant women, elderly, and disabled individuals.
- No or very low monthly premiums
- Minimal copays and deductibles
- Comprehensive health coverage
- Year-round enrollment available
Children's Health Insurance (CHIP)
Low-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.
- Low-cost coverage for children
- Dental and vision included
- Doctor visits and prescriptions
- No waiting periods or exclusions
Medicare Extra Help (LIS)
Medicare Part D Low-Income Subsidy that helps pay for prescription drug costs for people with limited income and resources.
- Help paying prescription drug costs
- Lower monthly premiums
- Reduced copays for medications
- No coverage gap (donut hole)
Do You Qualify for Assistance?
While specific income limits vary by program and household size, here are general guidelines. We'll help determine your exact eligibility.
Income Guidelines
Generally, households earning up to 400% of Federal Poverty Level may qualify for ACA subsidies. Medicaid varies by state.
Individual: ~$60,000 | Family of 4: ~$125,000 (approximate)
Citizenship Status
U.S. citizens and certain lawfully present immigrants qualify. We help navigate documentation requirements.
Citizens, permanent residents, and qualified immigrants
Coverage Gaps
You generally cannot have access to affordable employer coverage or other qualifying health insurance.
Not eligible for employer coverage, Medicare, or Medicaid
Special Circumstances
Job loss, marriage, birth, and other life events may qualify you for special enrollment periods.
Recent job loss, family changes, moved to new area
How to Request Our Free Assistance
Contact Us
Call, text, or visit us in person. All inquiries are confidential and judgment-free.
Initial Assessment
We'll review your situation, household size, income, and determine which programs you may qualify for.
Gather Documents
We'll help you collect necessary documentation like proof of income, identity, and citizenship status.
Complete Applications
We guide you through each application, help with forms, and submit on your behalf when authorized.
Follow-Up Support
We stay with you through the approval process, help with appeals if needed, and assist with annual renewals.
Documents You May Need
Don't worry if you don't have everything - we'll help you obtain missing documents. Bring what you have.
Identity & Citizenship
- Driver's license or state ID
- Social Security card or number
- Birth certificate (for children)
- Immigration documents (if applicable)
Income Verification
- Recent pay stubs (last 30 days)
- W-2 forms or tax returns
- Unemployment benefits letter
- Self-employment income records
Household Information
- Information for all household members
- Current health insurance cards (if any)
- Employer coverage information
- Marriage or divorce certificates
Get Free Assistance Today
No appointment necessary for initial consultation. Walk-ins welcome. We're here to help you access the healthcare coverage you deserve.
Office Hours
Monday - Friday: 9:00 AM - 5:00 PM
Saturday: 9:00 AM - 1:00 PM
Walk-ins welcome during business hours
This is a pro bono community service program. We do not charge fees for subsidy assistance. Eligibility for subsidies and assistance programs is determined by federal and state agencies based on income, household size, and other factors. We provide application assistance but do not guarantee approval. All information is kept confidential.